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The City of Elyria offers a 0% loan for the cost of needed repair or replacement of defective/damaged sanitary sewer laterals, or storm sewer laterals. The program will also cover the disconnection of downspouts from sanitary systems,  repair of exterior foundation drains (footer tile), and also the installation of sewage backflow check valves on the sanitary lateral. The ultimate goal of the program is to reduce the amount of storm water that reaches the sanitary sewer system.

  • The program is available on a first come first served basis, through the Office of the Engineer, for owner occupied 1,2, and 3 family residential properties within the City of Elyria. Property must be located within the City of Elyria Corporation Limits.
  • The maximum amount allowed is $10,000 or a third of the value of the home.
  • The amount paid by the city would be transferred to the Lorain County Auditor as a lien on the property that would be paid, plus a fee from the County, over a ten (10) year period.
  • The resident would need to contact the Office of the Engineer at 440-326-1444 to have the property evaluated to see if it is eligible for the program.
  • Once approved for the program the resident would need to submit a minimum of two (2) estimates from contractors licensed with the City of Elyria for this type of work.
  • A promissory note will be created that the resident would need to sign. Once the promissory note is signed, a purchase order would be created for the amount needed. This would allow the contractor to begin work.
  • Once the work is completed, the contractor would submit an invoice to the resident, which would then be submitted to the Office of the Engineer for payment.

Please contact the Office of the Engineer at 440-326-1444 if you have any questions about the program or eligibility for the loan. Additional information can also be found at https://www.cityofelyria.org/department/engineering/sanitary-sewer-and-storm-sewer-lateral-rehabilitation-loan-program/

FOR CITY OF ELYRIA RESIDENTS ONLY